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Good liability insurance coverage is one of the best investments that any professional health care provider can make at this time. Complete coverage backed by a reputable insurance company will safeguard the investment you have made in your practice and your personal finances. Also, as a responsible professional, you owe the public the security of providing appropriate insurance should a claim arise against you or your business.
Anyone dealing with the public is exposed to risk, either from real or perceived claims of negligence or physical injury. Homeopaths in particular need to protect themselves against frivolous suits and other liability exposures associated with their practices. This is especially so in these increasingly litigious times, when plaintiffs can initiate lawsuits with no upfront costs, represented by lawyers who are compensated on a contingency fee basis.
The Canadian Society of Homeopaths has provided our members with optional professional liability insurance since our inception in 2006. This year we are pleased to introduce more competitively-priced coverage, starting at $150 per year, that meets and exceeds requirements of the new College of Homeopaths of Ontario. This includes $1 million per occurrence, $5 million annual aggregate, nil deductible, and a minimum 3-year run-off tail.
Other features of the new group plan cover home visits and in-person and online instruction. Optional features include third-party bodily injury and property damages relating to your practice (commercial general liability) and coverage for other modalities, such as Bowen therapy.
The broker representing CSH members is LMS Prolink, which has been providing unique insurance and risk management solutions to Canadian professionals for over 30 years (including other types of business/tenant, home, and auto insurance). They have demonstrated superior service and a willingness to create a flexible package that can be initiated online at any time.
Our account manager is Fern Kako, who can be reached at 800-663-6828 (ex 7728) or FernK@lms.ca. We invite all our professional members to investigate the benefits of our professional liability package and to contact Fern to clarify any parts of the policy or to apply for coverage.
For details, please contact the office at firstname.lastname@example.org.